Where Can I Write a Check for Cash Back

Money Guild About Me: 10 Places To Go One, With Fees and Locations

• What Is a Money Order?
• Where Can You Get a Money Order?
• Any Banking concern
• Western Union
• US Postal Service
• 7-Eleven
• CVS Pharmacy
• Kmart
• Kroger
• Meijer
• Publix
• Walmart
• Security Tips

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Personal checks sometimes take a twenty-four hour period or two to articulate, and then not everyone will accept one out of fear that the check might bounciness. In those instances, you'll need either a money club or a cashier'southward check. Typically, money orders are for amounts less than $i,000, and cashier'south checks are recommended for anything college.

What Is a Money Order?

A coin order is a paper document that carries a monetary value. Coin orders role similarly to personal checks, simply they are not attached to your bank account. They are written to a payee and are prepaid so the payee has a guarantee that the necessary funds are available. Money orders often accept a monetary cap, such equally $500 or $1,000.

Here'southward an example of how a money social club might look:

When Practise You Need a Money Social club?

You need a money club when:

• You demand a funds-guaranteed way to pay someone
• You owe someone a payment but don't want to exist walking around with greenbacks
• You need or want to exist able to write a bank check without revealing your bank account information
• A check is required to pay a bill, but you don't have a banking concern account

You might use a money order to:

• Pay anyone who needs balls of your ability to pay
• Pay a beak, like hire
• Pay movers
• Pay someone for a piece of art or furniture without conveying cash
• Brand a large purchase without putting it on a credit carte
• Send money to someone in a correctional facility

Where Can You Get a Money Order?

Many retailers offer money orders, only nigh of them have one of two companies powering the transaction — Western Union or MoneyGram. Both companies have their own retail locations as well, so you tin go straight to them if you lot'd adopt.

You tin request a coin order in whatsoever of these locations:

i. Whatever Bank or Credit Union

Yous may pay a fee, typically around $5, just you should be able to walk into a local banking company or credit marriage branch and request a money club. You should not need to have an account at the bank or credit union to exercise this.

2. Western Union or MoneyGram Locations

Both Western Union and MoneyGram are financial service providers. Both have retail locations and can provide you with coin orders as well as other ways to move money. You can detect a location nigh you by using the locators at the Western Wedlock and MoneyGram websites.

Their services are too available at retailers you probable frequent often (more on that below).

3. US Postal service

Head to any mail office with your greenbacks, debit card or traveler's check. You lot will not be able to pay for a money order past charging information technology to a credit card. Yous'll pay a processing fee of $1.45 for amounts ranging from 1 cent to $500 and $1.95 for amounts ranging from $500.01 to $1,000.

You can also get a money order at many retail locations you visit on a regular basis, such as any of the following options.

iv. seven-Eleven

The majority of vii-Eleven'due south locations are in the U.Southward. Availability and fees differ between locations.

Limit: $500

Fee: Varies by location, ranging from i% to 3% of the coin lodge value

Provider: Western Union

5. CVS Pharmacy

CVS owns and operates thousands of drugstores across the U.Southward. Cash is the only class of payment accepted for a money order at CVS, and you must have a valid ID with y'all.

Limit: $500 per money order; $2,500 maximum per day

Fee: $1.25

Provider: MoneyGram

vi. Kmart

Although Kmart has been endmost stores over the past year, it does still own and operate some brick-and-mortar stores. If at that place's a Kmart location near you lot, call first to run across if the store volition issue a money order. Y'all tin can pay for a coin guild via cash or debit card, with no boosted fee for debit carte use.

Limit: $500

Fee: $i.50

Provider: Western Union

seven. Kroger

With nearly 3,000 supermarkets spread beyond the U.S., Kroger is attainable for many — but not every Kroger shop will issue money orders. For those that do, fees and limits vary by location. You can also cash coin orders at participating Kroger locations, but fees volition employ.

Limit: Typically $one,000, only limits may vary past location

Fee: 84 cents to 88 cents on average, simply fees vary by location

Provider: Western Union

8. Meijer

A local option in certain states — Illinois, Indiana, Kentucky, Michigan, Ohio and Wisconsin — Meijer volition provide, but not cash, coin orders. You can pay for a money order via a debit carte with no additional fee.

Limit: $500; $3,000 maximum per day

Fee: 65 cents

Provider: Western Union

9. Publix

Publix operates approximately 1,300 locations across seven states: Alabama, Florida, Georgia, N Carolina, Southward Carolina, Tennessee and Virginia. Publix sells, but volition non cash, coin orders at all of its stores except for its GreenWise Marketplace locations.

Limit: $500, with no daily maximum

Fee: 99 cents

Provider: Western Union

10. Walmart

Walmart has locations throughout the U.S. You tin can pay for a money order at Walmart with cash or debit. In that location's a maximum fee of $1, with no additional fee for payment by debit bill of fare. Yous can also greenbacks MoneyGram money orders if they were purchased at Walmart.

Limit: $one,000 with a $ane,000 daily maximum

Fee: Upwardly to $one; fees vary by location

Provider: MoneyGram

Security Tips

Although your money order will have a payee — making it harder for anyone else to cash it — you still demand to be aware that conveying a money club around is similar to carrying cash. Keep your money as secure every bit possible by following this guidance:

Precautions To Have

• Exist mindful of your surroundings when y'all request a money order. If you feel uncomfortable, ask for assistance in walking to your car.
• Fill the money order out completely before y'all leave the shop — write clearly, preferably in black gel ink. Do not leave any spaces blank.
• Keep your receipt. Information technology contains a tracking number that you may want to look upward if the money order is going to travel to the payee by mail.
• If you're mailing the money guild, use a discreet envelope and warning your payee once it is in the mail to try and forbid anyone from intercepting it. Consider sending it via certified mail.

Know Before You lot Go

There are plenty of places you tin can turn for a money gild, only limits and fees vary by retailer and geographic location. Do your research in accelerate and know where you can go for a money order that meets your needs.

If yous need a coin order, you'll want to be aware of the following:

• Y'all can purchase more than one money order at a fourth dimension. However, if you purchase more than $3,000 in money orders in a single day, y'all'll need to fill out a form and provide a government-issued photo ID.
• Stay warning for fraud. Scammers can pose as real companies that you know and trust to solicit fee payments from you lot. They may also transport y'all a money gild and ask for a portion of it back.
• For a war machine coin club, head to an APO/FPO/DPO location.
• You tin can send a money order internationally, but limits vary.

Lastly, remember that just because you lot tin get a money order doesn't mean you lot'll exist able to greenbacks it in that location. Make sure you have a programme for both sides of the transaction if need exist.

Cynthia Measom contributed to the reporting for this article.

Data is accurate every bit of December. 14, 2021.

Banks, ATMs and Other Services Nearby

Bank Branches

• Nearby banks
• Bank of America
  
• BBVA
• Capital Ane
• Chase
• Citibank
• Navy Federal Credit Matrimony
• PNC Bank
• Regions
• TD Bank
• U.Southward. Bank
• Wells Fargo

ATMs

• Nearby ATMs
• Bitcoin ATMs
• EcoATM locations

Other Services

• Coinstar
• Pawnshops

Kelli Francis is a author and content strategist. She started her career with a caste in journalism from the University of Oregon and went on to work in some of the manufacture's busiest newsrooms, from The Seattle Times to MSN.com, WebMD and Yahoo. In almost a decade at Yahoo, she worked as an assistant managing editor at Yahoo Finance, specializing in personal finance content; a producer for Yahoo News; and a managing editor on Yahoo'due south abode page squad. A perennial seeker, Kelli is currently expanding her noesis of all things finance every bit a student at The American College of Financial Services. She is also the very proud mom of a wonderful and unstoppable 7-year-erstwhile with Autism Spectrum Disorder.

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